Amichai Lichtenstein

Product Management at Cross River | Independent Non Executive Director at Apply Financial | Strategic Advisor at startup

Rockaway, NJ

How does this work?

Innovative and customer-focused business professional. NED and senior advisor to Fintech CEOs. Proven business acumen in Banking, Payments, FX, Accounting, Treasury and Innovation – all with significant revenue generation. Over 18 years’ experience in senior global product roles across varied international regions and businesses. Extensive and unique experience across both Start-ups, mid-size and large corporates. Unique product combination that blends Fintech, Ad-tech and large bank finance experience.

Ask me about
Work experience

Apr 2019 - Present

fintech startup

Strategic Advisor & Product

Fintech startup in stealth mode.


Apr 2018 - Present

Cross River Bank

VP Product Management

Cross border payments | Virtual bank accounts | Customised solutions for tech savvy clients | Innovation


Mar 2017 - Present

Apply Financial

Independent Non Executive Director

Apply Financial is the world’s best payment data validation provider. Amichai joined the board to help expand the business and direct the product.

Jul 2011 - Jun 2018


Member of the board of trustees

Gottesman RTW Academy maintains high standards of academic excellence and nurtures students in an environment infused with the richness of Jewish life. GRTWA inspires intellectual curiosity, critical thinking, and personal integrity to enable our students to emerge as lifelong learners, compassionate individuals, and successful members of society who are rooted in their heritage. As a community day school, GRTWA welcomes families from a wide range of Jewish backgrounds, reflecting the diversity of the American Jewish community today.


Aug 2015 - Mar 2018


Director Product Management

AppNexus is the world's #1 independent advertising technology company acting as a market place for advertisers and publishers. I run the clearinghouse and have the end to end responsibility for the systems and processes being used to clear $3Bn on an annual basis, including CRM, ERP, pricing, billing, invoicing, payments, on-boarding and FX risk management. In 2017 I took on the additional role of transparency change agent and I represent AppNexus in a couple of blockchain industry forums.


Aug 2015 - Jul 2017


Senior Advisor

Tipalti is a payments fintech on its way to becoming a unicorn. It has a leading solution in the market that automates the entire accounts payables process and provide sellers with self-service. I advised the CEO, COO, Head of Product and Head of business development on strategy, product, banking relationship and partners.

Aug 2010 - Jul 2015


Head of Global Disbursements

Leading the Global Disbursements proposition. Launching the service in 9 countries across 4 continents. Full commercialisation – legal, tax, finance, compliance, marketing, sales, global P&L and go to market. Setting up global client management and support – Front, Middle and Back offices Entire product development – business case, requirements, development, QA, pilot and roll out Managed a team of 6 senior product managers; globally over 400 staff/officers were involved Direct engagement with Fortune 50, Banks, Fintech and public sector clients. A Seattle based client built a $50M seller business on top of the service. Fintech partnerships – brought in and managed partnerships with earthport.com, intlfcstone.com, Paypal.com and eurogiro.com.

Jul 2014 - Oct 2014

Currency-net / www.cambiu.com

Senior Advisor

Management Consultancy to this start-up firm. Business Model/Best Practices , Business Growth/Expansion Strategy/Management , Structure , Go-To-Market , Distribution & Channel Strategy , Product Management, Contact Introductions / References , VC Interaction.

Sep 2005 - Aug 2010

HSBC Internet Payments Services

Senior IT Manager, Project/Systems Manager

Working withing a selective innovative payments shop. I delivered multiple payments and FX solutions to retail, corporate and remittances customers. Patented, real time cross border funds transfer for 35 HSBC Premier countries with real time FX Global Remittances and Micro-finance product (Remittances for bank to bank and Micro-finance for bank to ATM card transfers) White labelled stand-alone cross border payments to First Direct Bank and HSBC private bank HSBC Global ACH to the US government SSA pension and veteran cross border payments Business consultancy in payments, WEB2.0/SOA, HSBC Group board global remittances strategy

Aug 2003 - Aug 2005


Global IT project manager

Delivered a Management Information System, including the global logging and data pipeline. Deployed to 40+ legal entities of HSBC, with an annual technology budget of $8M. • Project involved delivering a data warehouse built on Oracle, DataStage and Cognos technologies • Implementation of WebTrends for 140+ departments (vendor management and integration / roll out internally)

Jun 2001 - Jan 2003


Development Manager

Developed customer facing and back end tools for global retail and corporate banking. Delivered multi countries Internet banking and launched self-service tool to lower Call Center costs.

Mar 1999 - May 2001


Programmer / Analyst

Delivered the first mobile WAP enabled Internet Banking Transactional service in the UK ( HSBC, Vodafone, IBM partnership using Nokia 7110 phones)


2008 - 2012

Northeastern University - Graduate School of Business Administration

MBA, Finance

2007 - 2007

ESI International / George Washington university

PMP, Project Management Professional

1993 - 1997

B.Sc., Industrial Engineering and Management

1988 - 1992

4 A levels, Maths, Physics, English, Computer Science

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