Etoma AAC

Head of Data| Business Intelligence| Data Science | Data Storytelling| Business Analysis | R-Programming

How does this work?

With many years of quality experience in IT e-payment solutions, operations and technical administration of payment processing systems in various roles ranging from Project Manager, Product Owner, Business Analyst, Data Analyst, Data Scientist, Data Insights Storyteller. He's got great depth of business analysis experience and an enviable mix of extensive project management experience within the electronic payments domain. Etoma is a Certified Business Analyst Professional, Certified Agile Analyst from International Institute of Business Analysts (IIBA) and a Certified Project Management Professional (PMP), innovator, experienced implementation specialist on Postilion and Tranzware Systems. Etoma currently holds a Masters Degree in Engineering and Management from Coventry University, United Kingdom and Bachelor of Engineering Degree in Petroleum Engineering from Federal University of Technology, Owerri. Following his passion for data, analysis and storytelling, he transitioned into a Business Intelligence Analyst Manager and data scientist and his currently now undertaking a program with Harvard University for a Professional Certificate in Data Science. Specialties: Business Analysis, Project Management, Data Analysis, R-Programming, MicroStrategy, Tableau, Data Storytelling & Visualization, Core Knowledge of e-Payments, SQL/PLSQL, Tranzware, Postilion, Unix, Git, Github RMarkdown, Tableau, Strong presentation and communication skills Interests: Business Analysis, Advanced electronic Payments, Data Science, Artificial Intelligence, Machine Learning, Business Intelligence, Predictive Analytics, Data Analysis, Data Visualization Using R Programming & Interactive Tools like Tableau and MicroStrategy

Ask me about
Business Intelligence
electronic payments
Business Intelligence Software
20/20 Data Analytics
Work experience

Jan 2021 - Present

air up

Head Of Data, Business Intelligence & Analytics

May 2019 - Jan 2021

Towards Data Science

Contributing Author

• Analyzing the Titanic with a Business Analyst mindset using R (ggplot2) • A/B Testing Analysis using RStudio


Oct 2020 - Dec 2020

air up

Senior Business Intelligence Analyst


Jun 2019 - Nov 2020


Team Lead, Data Services Business Analytics


Sep 2017 - May 2019


Senior Business Analyst, Acquiring Processing

• Project and BA Planning, strategy analysis, Business rules analysis, Elicitation & collaboration with Stakeholders, Requirement Life Cycle Management, Requirement Analysis & Design Definition, conduct User acceptance tests and Solution Evaluation before and during Go-live. • Analysis of Business/Stakeholder requirement, develop Project Charter and business cases, development of solution requirements and design documents to implement high quality and cost-effective solutions, • Coordination of project team activities working with Implementation Specialists, Software Developers, Application Engineers and Quality Assurance Engineers to deliver on assigned project deliverables. • Utilize a rare combination of project management standards (Prince II, PMP) and Advanced Business Analysis (CBAP, Agile) to effectively drive and build complex payment and risk solutions for Wirecard. • Analyze market trends, proactively suggest potential business risks and strategically advise stakeholders leveraging data analysis, reporting and predictive business intelligence. • Conduct internal knowledge transfer trainings and external customer specific trainings and workshops. • Lead BA, PM and Product Owner for RiskShield (Merchant Risk Management). • Lead BA Multi-Acquirer bin per Settlement Currency implementation for Payment and Risk Division. • Lead BA responsible for driving the payment and risk management implementation and onboarding into RiskShield for CITI (ASLAN Program) merchants across 11 Asian Countries. • Work with Product Managers to create new products and sustain new income lines for the organization. • Execute new payment industry regulations, work with business and sales teams to broker new deals.

May 2016 - May 2017

Unified Payment Services Limited

Head, Business Innovations and Delivery

• Primarily charged with design and development of bespoke (basic/complex) solutions for our clients. • Actualization of innovative ideas through purpose-driven research and application of smart technology tools and resources to meet the ever growing demands of the payment and ebusiness industry. * Responsible for Payarena deployment on all Nigeria Bank ATMs. * Cardless implementation for Payattitude cash withdrawal on all Nigerian Bank ATMs. *QR code implementation for Masterpass and mVisa . • Work in collaboration with Business development, project management, Quality Assurance and Enterprise risk management teams to understand and facilitate new business requirements in line with payment industry practices and regulatory agency guidelines. • Utilize project management standards (Prince II, PMP) and ITIL in project leading new ideas and initiatives. • Contactless (NFC) implementation on ATM for ATM acquirers. • Work with Business development, Quality Assurance, Value Added Service and software teams to create new products and sustain new income lines for the organization. • Third party integration using Web services, host-to-host implementation for VISA, MC and CUP, Workflow design and new solution architecture from inception phase to pilot phase. • Analyze market trends, proactively identify potential business model risk and disruptive technology, consult, articulate, design and strategically advise management leveraging on sound analytics and business intelligence. • Listen passionately and understand client needs so as to implement standard solutions based on proper user requirement gathering, scope analysis within cost, quality and time to market. • Provide offsite and onsite project implementation support to delight and exceed expectation of our clients. • Execute new payment industry regulations, work with business and sales teams to broker new deals.

Dec 2014 - May 2016

Unified Payments Services Limited

Team Lead, Processing Center

Greatly Skilled in the administration and Hands-On usage of Major and most common Payment Softwares in the world viz: Postilion and Tranzware. Led a team of 11 highly skilled and very proficient individuals to achieve wildly Important Goals of the company in the ever-dynamic African marketplace and also contributed to maintain African pride of place in the world's competitive payment landscape. My style of leadership happens both ways. At the front and from behind. I get hands-on with my team , I get on the field and see them through challenges, learn from them and also provide adequate direction to ensure they stay on track and keep their eyes fixed on achieving set goals.

Mar 2013 - Dec 2014

Unified Payment Services Limited

Team Lead, Transaction Processing and Switching

(1) Authorization/Processing Centre (TWO,TWFIMI,TWIB,TWFA,TWMG) Systems Administration (2) System Improvement Design & Business Enhancement Releases implementation (3) Custom Features & Enhancements for Financial Institutions (4) System Integration and Project Implementation (5) Compliance of Front End Applications to Payment System Standards (6) Report Design and Development (7) Project Implementation within Schedule, Scope and Cost. (8) Respond to external and internal support within agreed SLA terms (9) Team Management

Dec 2010 - Mar 2013

First City Monument Bank Plc

Team Lead, Switch & Electronic Payments

Key Achievements & Projects Delivered • PCIDSS Implementation Key eChannels Technical Resource for FCMB Plc • FCMB-FINBANK Integration • Implementation of Mastercard-Verve Card via Interswitch as 3PP (December 2012) • Technical Implementation of Payment Card Industry Data Security Standard (PCIDSS) certification (December 2012) • Implementation of VISA (Local & International) Acquiring with Unified Payment systems as TPP (December 2012) • Integration of Consolidated Internet Payment Gateway (CIPG) to Postilion FEP for Web Merchant Virtual Card Payments (August 2012) • Integration of Interswitch Direct Debit via web payments to Postilion FEP (August 2012 ) • Implementation Co-ordinator - NIBBS Faster Payment on FCMB Internet Banking for Interbank Transfers • Implementation of VISA Issuing projects for international Naira Debit, Credit & Prepaid Card riding on EMP CMS (October 2011)-Implementation Engineer • Implementation of VISA Acquiring projects for local and International VISA Cards (August 2011) • Implementation of the first ATM, POS & WEB Card Control Solution for FCMB Plc with Click-a-Tell Card Solution & interswitch as Product vendors (October 2011) • ATM Customization to display Customer Birthdays, Card Expiry Dates, Customer Name and New card pick-up location on FCMB (Project Manager) September 2011. • Migration and replication of Live HSM 8000 20 TPS to HSM 8000 220 TPS September 2011 • Implementation of REMITA Straight Through Process for FCMB Plc (Project Manager) September 2011 • Migration of FCMB 16 digit account Numbering to 10 Digit Account Numbering system on all Electronic Channel applications (Project Manager NUBAN) May 2011

Feb 2009 - Dec 2010

First City Monument Bank Limited

Postilion & e-Payments Support Engineer

• ATM Configuration / Setup on the FEP • POS Configuration / Setup • ATM /POS Disputes Resolution • ATM Installation / Monitoring and Support • User/corporate setup, activation and maintenance on some specific switch applications • Monitoring and administration of FEP, Post-Office and Postcard • EFT Platform Support (ATM, POS & Etranzact) • Internet Banking Administrator, Postilion, Postcard.

Jul 2008 - Feb 2009

First City Monument Bank Limited


Application Development Software Testing and Quality Assurance Software Deployment and Support

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