Pedro Chavarria

Product Manager, Payments Platform at Apple

Miami, FL

How does this work?

Product and business development leader with a specialty in driving product innovation and commercialization with extensive experience in digital payments and an interest in working with FinTechs and digital partners in the payment industry. Subject matter expertise in: Digital commerce, data science, strategic partnership development, contract management and product ideation.

Ask me about
Digital payment
Global Payments
Fintech Partners
Product management lifecycle
E-commerce payment
Digital wallets
Work experience

Apr 2021 - Present

Product Manager, Payments Platform

Aug 2018 - Apr 2021

Digital Payment Director - Latin America and the Caribbean

Thought leader on digital payments responsible for ensuring issuers and acceptance partners optimize their overall digital experience by designing, implementing, and scaling products throughout the Latin America region which include network tokenization (MDES), Click to Pay, QR, and Mastercard Sonic Brand.

Jul 2017 - Aug 2018

Digital Payment Director - Global

Commercialize the first “Commerce for Every Device” or IoT wallet and responsible for the product life-cycle management of digital wallets on the tokenization platform, which included Apple Pay, Google Pay, Samsung Pay, and others. Additionally, develop the product architect for the tokenization of e-commerce platforms and new services to improve the overall consumer experience and increase penetration in new markets for digital wallets.

Jun 2015 - Jul 2017

Digital Payments Product Owner for IoT - Global

Responsible for the creating of the analytics & reporting tools for the digital wallets as well as partners with multiple business units to enhance the tokenization platform to support additional use cases like IoT wallets to help accelerate the adoption of overall digital wallets across the globe.

Nov 2012 - Jun 2015

Product Manager, Advanced Analytics

Enhanced the data integrity of the product which allow for a better customer interaction and optimized the platform in order to increased revenue by 30% through new customer acquisition and existing customer optimization. Additionally, assisted in the ideation of new services leveraging the existing platform. Submitted 18 pending patents relating to fraud, social media and new consumer experience


Aug 2011 - Nov 2012

American Express

Strategic Planning Associate

Oversaw new travel strategies and led RFP negotiations with vendors which generated 6%-13% annual savings for global clients and collaborated with the research team to develop thought leadership white paper on new market trends in the air industry.


Jun 2010 - Aug 2011

American Express

Strategic Planning Analyst

Analyze market trends and developed customer’s T&E strategy to implement across their organization using Amex proprietary travel data.


Nov 2008 - Jun 2010

Huron Consulting Group


Implemented & tested various platforms to optimized electronic billing for various companies as well as designed the workflow and maintenance for the discovery phase of a $1.5 billion lawsuit containing over 1 terabytes of evidence.


Jul 2007 - Oct 2008

J.P. Morgan

Part-Time Analyst (Bear Stearns & Co.)

• Prepared financial models for determining the global tax implications of the merger of Bear Stearns business units • Assisted with development of global intercompany interest rates


Oct 2006 - May 2007

Standard Bank

Primary Markets Intern


May 2006 - Aug 2006

Bear Stearns

Private Client Service Intern


2014 - 2015

Cornell University - Johnson Graduate School of Management

Master of Business Administration (MBA)

2004 - 2008

Bachelor of Science, Finance and Accounting

2000 - 2004

Hampton Bays High School New

Regents Diploma, General Studies

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