Matthew Falco

Product Owner at Euler Hermes/Allianz


Office Hours

How does this work?

Specialising in Digital Transformation and Innovation for corporations looking to reinvent their business in the digital era. I am a passionate entrepreneur with experience in building products, tools, services and establishing new brands, often all at once. Leveraging experience from working and consulting for fintech startups that operate domestically in the US and internationally in the EU, I am able to provide a unique perspective on market trends, international expansion opportunities and early stage decision making for development and evaluations of startups. Additionally, when a corporation decides to enter a digital transformation project I can provide direct operations management from ideation to scale, acting as product owner and head of operations until both the product and team expands. A final key component to any successful digital transformation project is proper stakeholder management. Usually reporting directly to a board of management or steering committee, I spend crucial hours creating easy to digest executive summaries to aid in the review process and provide a clear channel for communication, from organising and gathering client requirements to explaining market trends and retrospectives on what has been successful, what has failed, and what opportunities lay ahead. I spend my free time enhancing my technical skills through small projects, in home automation and new technologies, to better communicate and relate to developers. By staying atop of new design techniques and tools I am also able to work faster with User Experience Designers (UX). Proficiencies: HTML5 & CSS, JavaScript, Basic Python + VueJS knowledge, SalesForce CRM, Pivotal Tracker, POS systems, Microsoft Excel, Microsoft Visio + Powerpoint, Google Analytics & Adwords & 360 Suite, Mixpanel, Keynote, Adobe Suite (Photoshop, Lightroom, InDesign), Sigma & Arena Simulation, Selenium UI Suite, WordPress, PHP, Figma +, JustinMind, Sketch.

Ask me about
Technical Due Diligence
Corporate Innovation
Credit Insurance
Work experience

Jan 2020 - Present

Euler Hermes Digital Agency

Product Owner for Tradelock


Jan 2018 - Present


Head Of Operations

As a founding member of the Credable team these are my main duties as Head of Operations: - Product Owner of the Credable product suite working directly with developers and designers to provide an innovative digital credit insurance experience for SME's, clients and partners through fully digital retail insurance products and developer friendly insurance API's - Evaluation, vetting, testing, validation and management of service providers and API's supplementing the Credable experience ranging from up to the minute currency exchange rates, multiple payment gateways serving region specific payment methods, infrastructure dependent micro-services, all 3rd party services serving marketing, design, communication and delivery - Advisor for development of company group wide services to supplement our digital product suite such as KYC, company data acquisition, e-signing and payments - Operational support and advising for product owners in other internal innovation projects within the group - Enabling and curating partnerships with financial and data companies such as e-invoicing, accounting systems, factoring and invoice discounting platforms, banks and collection agencies who all play a role within company supply chains - Supporting legal and compliance departments to deliver new commercial contracts and insurance policies to match our product suite within the EU Go to to learn more!

Jan 2017 - Jan 2018

Mobiento / Deloitte Digital

Technical Project Manager

- Project Management for small to medium sized agile teams working in digital products for enterprise level clients. Main project was Credable for Euler Hermes. - Stakeholder management across multiple organisation levels. - Direct support to developers, designers and strategists to minimise roadblocks to promote a delivery focused workflow.

Dec 2015 - Jan 2017


Web Developer

Websites: Custom Static Websites, Shopify E-commerce, WordPress Developer, AMP-only sites. Platforms: Nop Commerce, Shopify, WordPress. Web Apps: Project 1 - Analytics Dashboard connected via Google Analytics API with graphs drawn using Google Charts API. Backend: PHP 7.0, CSS: Custom Bootstrap template hosted on a CDN. Using HTML 5, JavaScript. Hosted on Azure. Features: Basic Login, Zendesk integration, session control, interactive graphs, custom date ranges, monthly reports.

Dec 2015 - Jan 2017

Just Value

SEO Specialist

Adwords and Analytics Certified in Mobile and Search. Managing Adwords campaigns for several international clients after installing custom Google Tag Manager containers with custom tags based on each clients business goals. Providing quality keyword tracking and link reporting through the LinkBird API and LinkBird reporting tool. Setting up Sitemaps using the Semantic keyword method to best attract organic search and lower the cost of paid search to client websites.


May 2015 - Dec 2015



Operations management, international expansion and fundraising. • Bridge Funding Analysis and proposal created to present to investors during pitch meetings and funding activities. Investor pitch deck, market research analysis • Team operations management and system controls put in place designed to increase security while not limited productivity and collaboration. • Managing international expansion to different EU countries. Incorporating full language support into iOS and Android applications. Signing on PR agencies and brand ambassadors to promote and present our platform to the target B2C market. • Web Development in HTML5, CSS • Mobile marketing campaigns using Google Adwords and Google Analytics remarketing techniques to drive app downloads, app usage and increase customer lifetime value.


Nov 2014 - Mar 2015


Project Manager

Project requirements, design, and production of payment products. Managing integrations with new partners, payment types and supplementary gateway services. • Payment product design using HTML & CSS and production prototyping. Incorporating visual responses (color change, notifications, focusing) per event to guide customers through the payment flow. Managing the implementation of smart layers built underneath the interface to encourage users to provide valid input. • Agile Project Management to incorporate customer feature requests with production goals, plan epics, summarize technical documentation for development and adjust the company roadmap while maintaining a specific timeline not to inhibit marketing and PR efforts. • Integration and partner liaison to negotiate working contracts to establish development ready environment for the testing and implementation of payment orientated services.


Aug 2012 - Sep 2013


Customer Development Executive

• Client acquisition and account management that produced major growth within a startup. Customer base grew from 10 to 200 clients under 8 months. • Vertical marketing analysis and reporting for startup of nine people. Reports crucial to pivoting choices and product production pipeline. • Agile Project Management using Pivotal Tracker working directly with developers to prioritize customer requests and lobby for feature ranking in product backlog. • Promotion of product awareness within target markets by authoring blog articles on company website.

Oct 2010 - Jan 2012

Stephen Vincent Wines Inc.

Division Manager

Sales management of two labels for the company's largest account. Overseeing business analytics and sales personnel. • Trained, mentored and managed 10 Sales Representatives to operate a B2C model of sales in a highly competitive wine industry. • Consulted directly with winery CFO on market-based decisions to promote accelerated growth amongst multiple competitors with supplementary products using trend analysis. • Managed major sales accounts to increase product visibility, expand sales region, provide on-site sales training and advise on marketing strategies based on consumer sales data. • Tripled Sales Revenue within 20 months and developed integral industry contacts to ensure better supply chain management.

Jun 2009 - Aug 2011

Osher Marin Jewish Community Center

Camp Unit Head

Age Group Coordinator for Jewish activities and field trips. • Led pre-programed adventure trips for ages ranging 6-16. • Led and taught kids through various sports and arts & craft activities.

May 2006 - Aug 2007

Mike Barnard Construction Co.

Apprentice Carpenter

Construction of live/work housing complexes and residential high end renovation. Woodworking, foundation, metal-stud framing, Arc, TIG & MIG welding.


2010 - 2014

San Francisco State University

Bachelors Degree, Finance

Financial Markets and Decision Sciences

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